After you purchase your homeowners policy, it’s best to keep a copy of your policy in a fire proof/water tight box or in a safe place away from your home. It is also important to keep an inventory of the items in your home and store it in a safe place.
Keeping a list of the items in your home can be helpful if you have to make an insurance claim. Preparing a home inventory before something happens is easier than trying to write a list from memory after a loss. There are a few different methods to use when creating a home inventory.
Another method is to create a visual record of your items. This can be accomplished with photographs or a video walk-through of your home. Be sure to include a verbal description of major assets, including their value. Don’t forget the garage, attic, and remember to open closets and drawers and take pictures/video of the contents inside.
Whichever method you use, make sure your inventory is complete and detailed.